As of the end of January, legal entities, entrepreneurs and households owed banks a total of 3.796 billion dinars in loans.
The largest portion of this debt belonged to legal entities, amounting to 2.086 billion dinars, followed by households at 1.628 billion dinars, and the remainder attributed to entrepreneurs, according to the latest report from the Credit Bureau of the Association of Serbian Banks.
The total debt increased by 11.2% compared to the previous year, with the most significant rise recorded among entrepreneurs, at 17.0%. Legal entities saw a 12.9% increase, while household debt rose by 8.9%.
Households owed the most in cash loans, totaling 782.60 billion dinars, followed by housing loans and renovation loans, which amounted to 697.49 billion dinars.
Regarding loan repayment delays, the average delay for all three categories of debtors was 2.5%. The largest delay occurred among entrepreneurs, with 4.8%, followed by legal entities at 2.7%, and the smallest delay among households, at 2.1%.
By the end of January, Serbia had 9.28 million active current accounts, with 6.07 million account holders. Compared to January 31, 2024, the number of current accounts increased by 3.5%, and the number of account holders rose by 2.5%.
In contrast to current accounts, the number of credit cards and their users decreased. The number of credit cards dropped from 1.15 million on January 31, 2024, to 1.13 million a year later, while the number of users decreased from 923,970 to 914,436 during the same period.
