At the end of June, Serbia had 9.56 million current accounts and 1.09 million credit cards in circulation. The population and businesses owed a total of 4,023.79 billion dinars in bank loans, with individuals responsible for 1,760.85 billion dinars, legal entities for 2,173.98 billion, and entrepreneurs accounting for the remainder, according to the Association of Serbian Banks (UBS).
The total debt to banks increased by 11.3% compared to the previous year. Among loan types, cash loans represented the largest portion of individual debt, totaling 855.60 billion dinars, followed by housing and adaptation loans amounting to 745.75 billion dinars as of June 30.
The share of overdue loan repayments stood at 2.4% overall. Entrepreneurs had the highest delinquency rate at 4.5%, followed by legal entities at 2.6%. Citizens showed the lowest rate of late payments, with arrears accounting for just 1.9%.
By the end of June, 6.12 million people actively used current accounts, while the number of credit card users reached 873,496.
