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credit cycle

Serbia’s banks enter a faster credit cycle from a cleaner balance sheet

Serbia’s banking sector is no longer being judged by investors through the old lens of post-crisis repair. The more relevant question now is whether...

Serbia’s credit cycle accelerates as banks lean into households, SMEs and working capital

Serbia’s banking sector entered 2026 with one of the strongest credit-growth readings of the post-inflation cycle, as borrowing by households and companies continued to accelerate under...

Serbia credit expansion tracks industrial recovery but reveals structural allocation gap

Serbia’s credit cycle is increasingly aligned with industrial demand, yet the latest data reveal a more complex dynamic beneath the surface: financial expansion is...

Serbia’s inflation expectations and credit cycle 2026–2028: From a 3.8% anchor to real-rate and lending scenarios

Serbia’s short-term inflation expectations, currently assessed at 3.8% by the financial sector, provide a useful anchor for translating macro signals into a forward-looking framework...
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