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Banks raise interest rates on housing loans: Young buyers step back as affordability declines

December 10, 2025

Serbia’s real estate market faces new headwinds as banks raise interest rates on housing loans, pushing many young couples and first-time buyers out of...

Serbia offers special housing and cash loans for low-income employees and pensioners

September 3, 2025

The National Bank of Serbia (NBS) announced that banks will offer special loans for employees with monthly incomes up to 100,000 dinars and pensioners,...

Serbia launches first bank guarantee scheme to help young people buy their first home

March 18, 2025

Serbia’s Minister of Finance, Siniša Mali, signed an agreement with representatives of Bank Poštanska štedionica to issue a state guarantee for loans aimed at...

Serbia launches subsidized housing loans for young adults: A guide to the new financing program

March 14, 2025

Young people in Serbia between the ages of 20 and 35 can now apply for subsidized housing loans at business banks. Applications can be...

Affordable housing for young people in Serbia: Key benefits, prices and tips for buying your first property

March 12, 2025

The new Law on Housing Loans for Young People aims to make it easier for younger citizens of Serbia to purchase their first property....

Serbia’s new law on subsidized housing loans for young people takes effect March 14

March 11, 2025

Finance Minister Siniša Mali announced that the law enabling subsidized loans for young people to purchase real estate will come into effect on March...

Can we expect a drop in housing loan interest rates in Serbia?

February 19, 2025

In Serbia, interest rates on housing loans are capped by the National Bank of Serbia (NBS) at a maximum of five percent. However, with...

New housing loan bill for young people: Favorable conditions and clear rules

January 31, 2025

The recently adopted bill for housing loans aimed at young people is set to take effect in March, offering a chance for first-time buyers...

Serbian banks uncertain about approving state-subsidized housing loans for young people despite government bill

January 23, 2025

Serbian banks have yet to decide whether they will approve housing loans for young people, despite the government's recent adoption of a bill designed...

New National Bank measures affect loan payments in Serbia

January 17, 2025

Citizens in Serbia who have been repaying housing loans recently received updated calculations from their banks regarding their monthly installments, which took effect from...

Serbia secures funding for housing loans for young people, eyes economic growth and stability in 2025

January 2, 2025

Finance Minister Siniša Mali announced that funding has been secured for a housing loan program aimed at young people, which includes a guarantee scheme...

Serbia introduces state-supported housing loans for young people to buy first apartments

December 22, 2024

Serbian President Aleksandar Vučić has announced new state assistance for young citizens to help them buy their first apartment. The program, which will be...

Serbia’s proposed changes to housing loan regulations: What borrowers can expect

November 27, 2024

Serbia's housing loan users could see an increase in their monthly payments starting in 2025, depending on the outcome of amendments to the Law...

New law limits interest rates on housing loans to 5% by 2025

November 26, 2024

As part of the Draft Law on the Protection of Users of Financial Services, interest rates on housing loans, as well as cash, consumer...