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Higher interest rates reshape Serbia’s financing environment as credit growth remains concentrated in capital-intensive sectors

Serbia’s financial system remains stable, but the conditions under which capital is allocated are changing. Elevated interest rates, reflecting broader European monetary tightening, are...

Monetary pollicy turning point: Could Serbia begin cutting interest rates in 2026

Serbia’s monetary policy environment is approaching a potential turning point as inflation pressures gradually ease and economic growth moderates. After several years of restrictive...

Structuring capital for returns in Serbia after 2025

By 2025, Serbia ceased to be a market where capital outcomes could be explained by growth narratives alone. Higher interest rates, tighter regulation, and...

Credit pricing and monetary policy in Serbia: How 2025 interest shifts shaped lending dynamics

Interest rates in 2025 became one of the clearest windows into Serbia’s broader economic psychology. Monetary policy was no longer merely a technical mechanism;...

Banks raise interest rates on housing loans: Young buyers step back as affordability declines

Serbia’s real estate market faces new headwinds as banks raise interest rates on housing loans, pushing many young couples and first-time buyers out of...

Serbians increase borrowing as lower interest rates boost demand for loans

In Serbia, citizens most often take loans for vacations, education, home renovations, and cars, with the largest debt stemming from cash and mortgage loans....

Serbia and UK strengthen economic ties at “Building Futures” business conference

President of the Republic of Serbia Aleksandar Vučić attended the United Kingdom–Western Balkans regional business conference “Building Futures.” Addressing participants, Vučić remarked that although...

Market competition is key to tackling high prices

Economist and former National Bank governor Dejan Šoškić argues that controlling profit margins or interest rates is not an effective solution to high prices....

National Bank of Serbia sets maximum interest rates on loans until November 30

The National Bank of Serbia (NBS) announced the maximum interest rates on loans that will be valid until November 30, 2025. New maximum rates...

NBS implements interest rate caps to ease loan burden and enhance financial stability

The National Bank of Serbia (NBS) announced that its recent decision to cap interest rates, along with the new Law on the Protection of...

NBS implements interest rate caps to ease loan burden and protect borrowers

The National Bank of Serbia (NBS) announced that its recent decision to limit interest rates, along with the new Law on the Protection of...

Serbia pays high interest rates on borrowing despite low public debt

In 2024, Serbia's average interest rate on borrowing stood at 4.1%, significantly higher compared to the European Union's average of 2.3% and the Eurozone's...

Can we expect a drop in housing loan interest rates in Serbia?

In Serbia, interest rates on housing loans are capped by the National Bank of Serbia (NBS) at a maximum of five percent. However, with...

New National Bank measures affect loan payments in Serbia

Citizens in Serbia who have been repaying housing loans recently received updated calculations from their banks regarding their monthly installments, which took effect from...
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