Banks in Serbia were obliged to publish a notice for clients on their portals about a new delay in loan repayment by the end of yesterday, and the deadline for clients who do not want a moratorium on contacting banks starts today.
Citizens who want to continue with the payment of the loan installment from today to August 10 can contact the parent banks and refuse the moratorium, ie a break in the repayment of obligations.
Banks / financial leasing providers were obliged to offer a delay in the repayment of liabilities to individuals, farmers, entrepreneurs and companies by 31 July.
The notice should contain information on the beginning of application and duration of the moratorium, calculation of interest, method of repayment of obligations upon termination of the moratorium, possible alternative methods of repayment of obligations, as well as a representative example of the amount of obligations before and after termination of the moratorium.
Considering that the banks could already on the same day (July 27) when the Executive Board of the National Bank of Serbia adopted regulations which allow debtors to additionally postpone obligations on the basis of loans, credit products and leasing, to post a notice on their websites.
Thus, even then, the clients could declare that they want to continue with the repayment of obligations, that is, reject the moratorium.
If the debtor does not reject the offer within ten days from the day of publishing the notice of the offer, it shall be considered that he has accepted the offer.
The bank’s client may reject the moratorium offer electronically, by regular mail, telephone or at the business premises of the bank / financial lessor, within ten days from the date of publication of the notice of offer.
The client can also give up the application of the moratorium during its duration, demanding it from the bank in the previously described manner or by payment in full of the due and unpaid obligations, they explained in the NBS, Sputnik reports.
