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Serbians increase borrowing as lower interest rates boost demand for loans

In Serbia, citizens most often take loans for vacations, education, home renovations, and cars, with the largest debt stemming from cash and mortgage loans....

Banks, loans and engineering bankability, OE and financial confidence

In every capital project—whether a substation, transmission corridor, or renewable-energy facility—engineering design is not simply a technical exercise. It is the foundation of financial...

Serbia proposes €410 million in new loans for infrastructure and green projects

Last week, the Serbian government submitted proposals to the National Assembly for new loans totaling approximately €410 million. The country plans to borrow from the...

Serbia’s Central Bank orders banks to offer cheaper loans for low-income citizens

The National Bank of Serbia (NBS) has instructed banks to update their credit offers by September 15, 2025, for employees and pensioners with monthly...

Borrowers’ rights and debt transfers between banks explained by National Bank of Serbia

The National Bank of Serbia (NBS) explains the rights of borrowers when their bank transfers a loan claim to another bank. According to Serbian...

Serbia proposes new financial regulations to protect consumers and stabilize loan rates

Jorgovanka Tabaković, the Governor of the National Bank of Serbia (NBS), announced that the Draft Law on the Protection of Users of Financial Services...

Serbia’s loan debt overview: Legal entities, households and entrepreneurs owe 3.8 billion dinars

As of the end of January, legal entities, entrepreneurs and households owed banks a total of 3.796 billion dinars in loans. The largest portion of...

Serbia’s loan growth and debt trends: Significant increases in bank loans and arrears

As of December last year, the total loans in Serbia, including those to the economy, entrepreneurs and citizens, amounted to 3.795 trillion dinars. This...

NBS warns citizens against unauthorized loan providers in Serbia

The National Bank of Serbia (NBS) has issued a warning to citizens about borrowing from companies that are not authorized to offer loans. The...

Central Bank imposes temporary 5% interest rate cap on loans to protect consumers

The Executive Board of the Central Bank has announced a temporary interest rate cap of 5% on both existing and new loans with variable...

Serbia to provide state guarantees for Srbijagas loans totaling 201 million euros

The Serbian Parliament is set to consider four draft laws that will authorize state guarantees for loans taken out by the public company Srbijagas...

Serbian lawmaker warns of economic crisis and calls for Minister’s resignation after tragic accident

Miroslav Aleksić, a member of the Serbian National Movement, expressed that the revised national budget for this year includes an additional eight billion euros...

Serbia’s debt exceeds 38 billion euros; new borrowings totaling over 300 million euros on the horizon

As of July this year, Serbia’s national debt has risen to over 38 billion euros. To further increase this amount, the government plans to...

Serbia’s new road projects funded by expensive commercial loans: Analysis and implications

At the end of July, the Serbian Assembly discussed several laws concerning additional borrowing, including loans from domestic commercial banks. These loans are intended...
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